Terms of Use

Terms and Conditions of Use

By using this site, you signify your assent to the following terms and conditions of use without limitation or qualification. If you do not agree to these terms, do not use this site. Please read these conditions carefully before using this site. China Universal Asset Management Co., Ltd. (CUAM) may at any time revise these terms and conditions by updating this posting. You are bound by any such revisions and should therefore periodically visit this page to review the then current terms and conditions to which you are bound. This site is for informational purposes and does not constitute an offer to sell or a solicitation of an offer to buy any security or fund which may be referenced herein.


The information provided on this site is provided for informational purposes only. While CUAM seeks to provide accurate and timely information, there may be inadvertent technical or factual inaccuracies and typographical errors for which we apologize. We reserve the right to make changes and corrections at any time, without notice. The information provided on CUAM's site is provided "AS IS" and without warranties of any kind either expressed or implied. To the fullest extent permissible pursuant to applicable law, CUAM disclaims all warranties, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. CUAM does not warrant, either expressly or impliedly, the accuracy or completeness of the information, text, graphics, links or other items contained on this site and CUAM expressly disclaims all liability for errors and omissions in these materials and for the use or interpretation by others of information contained on the site. CUAM will not be responsible for any loss or damage that could result from interception by third parties of any information made available to you via this site. Neither CUAM, nor any of its affiliates, directors, officers or employees, nor any third party vendor retained by CUAM will be liable or have any responsibility of any kind for any loss or damage that you incur in the event of any failure or interruption of this site, or resulting from the act or omission of any other party involved in making this site or the data contained therein available to you, or from any other cause relating to your access to, inability to access, or use of the site or these materials, whether or not the circumstances giving rise to such cause may have been within the control of CUAM or of any vendor providing software or support services for this site. In no event will CUAM, its affiliates or any such parties be liable to you for any direct, special, indirect, consequential, incidental damages or any other damages of any kind even if CUAM or any other party have been advised of the possibility thereof.

Nothing contained in CUAM's site constitutes investment advice. Neither the information, nor any opinion contained in this site constitutes a solicitation or offer by CUAM or its affiliates to buy or sell any securities, funds, futures, options or other financial instruments, nor shall any such security be offered or sold to any person in any jurisdiction in which such offer, solicitation, purchase, or sale would be unlawful under the securities laws of such jurisdiction. Decisions based on information contained on CUAM's site are the sole responsibility of the visitor, and in exchange for using CUAM's site, the visitor agrees to hold CUAM harmless against any claims for damages arising from any decisions that the visitor makes based on such information.

Restrictions on Use of Materials

This website is owned and operated by CUAM. Permission is granted to display and navigate this site with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this website or any portion hereof is strictly prohibited.

Except as otherwise permitted by CUAM, no materials from this site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this site for public or commercial purposes, including the text, images, audio, and video without CUAM's written permission. Modification or use of the materials for any other purpose violates CUAM's intellectual property rights.

CUAM neither warrants nor represents that your use of materials displayed on this site will not infringe rights of third parties not owned by or affiliated with CUAM.


Electronic Mail (email) submitted to this site should be considered neither secure nor confidential. CUAM makes no representation whatsoever concerning the security or confidentiality of your email messages and specifically makes no representation that any email message submitted through this site will be received by CUAM.

Any communications or material you transmit to this website by electronic mail or otherwise, including data, questions, comments, or suggestions will be treated as non-confidential and nonproprietary and will become the property of CUAM or its affiliates. Such communications or material shall be used for any purpose, including, but not limited to, reproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, CUAM is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this website for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

Trademarks and Copyrights

CUAM owns and operates this site. All trademarks, service marks, trade names, and logos displayed on this site are proprietary to CUAM, except as explicitly noted below under Ownership of Other Materials. Nothing contained on the website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark displayed on this website without the written permission of CUAM or such third party that may own the trademarks displayed on this website. Your use of the trademarks displayed on this website, except as provided herein, is strictly prohibited.

Images displayed on this website are either the property of, or used with permission by CUAM. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes. If you download any information or software from this site, you agree that you will not copy it or remove or obscure any copyright or other notices or legends contained in any such information.

Use of Links

Should you leave this site via a link contained herein, and view content that is not provided by CUAM, you do so at your own risk. The content to which you link will not have been developed, checked for accuracy, or otherwise reviewed by CUAM. CUAM is not responsible for damages or losses caused by any delays, defects or omissions that may exist in the services, information or other content provided in such site, whether actual, alleged, consequential or punitive. CUAM makes no guarantees or representations as to, and shall have no liability for, any electronic content delivered by any third party, including, without limitation, the accuracy, subject matter, quality or timeliness of any electronic content.

Ownership of Other Materials

Adobe, Acrobat, Acrobat Reader, and the Acrobat logo are trademarks of Adobe Systems Incorporated. Microsoft and Internet Explorer are trademarks of Microsoft Corporation. Morningstar is a trademark of Morningstar, Inc. Netscape Navigator is a trademark of Netscape Communications. Standard & Poor's, S&P, Standard & Poor's 500, S&P 500, are trademarks of The McGraw-Hill Companies, Inc.

Jurisdiction and Governing Law

This website is controlled and operated by CUAM from its offices in Shanghai, China. CUAM makes no representation that materials on the site are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials on this site in violation of PRC laws and regulations.

The information provided on this site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject CUAM or its affiliates to any registration requirement within such jurisdiction or country.

Integration and Severability

If any provision of these terms is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severable from these terms and will not affect the validity and enforceability of the remaining provisions. The preceding terms and conditions of use represent the entire agreement between CUAM and the user relating to the subject matter herein.

Privacy Policy

CUAM understand the importance of maintaining the confidentiality of our customers' nonpublic personal information. In order to provide financial products and services to our customers efficiently and accurately, we may collect nonpublic personal information about our customers from the following sources: (1) information we receive from account documentation, including applications or other forms (which may include information such as a customer's name, address, social security number, ID card number, assets and income) and (2) information about our customers' transactions with us, our affiliates and others (including information such as a customer's account balances and account activity).

Use of Cookies

Cookies are used to store your preferences and record session information when you visit our website. Cookies are used to ensure that you do not receive repeated notifications of the same content, and to customize the content and display of the web page according to the browser and user configuration. We do not associate the information stored in cookies with any personal information related to the user's identity. You may restrict the receipt of some or all of the cookies by setting the browser's options, but this may affect your use of some of the services provided by our website.

It is our policy not to disclose nonpublic personal information about our customers (or former customers) except to our affiliates, or to others as permitted or required by law. From time to time, CUAM may disclose nonpublic personal information that we collect about our customers (or former customers), as described above, to non-affiliated third party providers, including those that perform processing or servicing functions and those that provide marketing services for us or on our behalf pursuant to a joint marketing agreement that requires the third party provider to adhere to CUAM's privacy policy. We have policies and procedures to safeguard nonpublic personal information about our customers (or former customers) which include (1) restricting access to such nonpublic personal information and (2) maintaining physical, electronic and procedural safeguards that comply with CSRC standards to safeguard such nonpublic personal information.